Affordable Ideas for Day Trips in Florida
May 19, 2017

Summer is right around the corner, so you must be looking for a great way to enjoy the beautiful weather without breaking the bank. Well, there are a lot of activities around Florida that can be fun and exciting and won’t cost you an exorbitant amount of money. Whether you’re planning to hang out with friends, invite your family for an adventure, or spend some time on your own, there are a lot of fun things you can do when you visit Florida. Here are some money saving tips from Florida bankruptcy attorneys for mini-vacations in Florida. Take the Advice of Florida Bankruptcy… Read More

How Do I Get Debt Collectors to Stop Calling My Job?
May 15, 2017

Everyone incurs a debt at some point in their lives, and as much as they want to take responsibility for it, there are moments when debt collectors make it inconvenient for them. One of the most challenging and embarrassing obstacles is when debt collectors start calling their place of employment. Not only are they now invading your personal space, they could also affect your professional standing and reputation. Stop Debt Collection Harassment at Work Incurring a debt does not strip you of your rights, nor does it allow debt collectors to strip you of basic respect – especially when it comes… Read More

Things You Shouldn’t Do If You’re Considering Bankruptcy
May 12, 2017

Filing for bankruptcy is hard enough as it is. Sometimes it can’t be helped if you find yourself in a difficult financial situation. If you’ve already considered all other options, and declaring bankruptcy is the only way out of your debts, then you should prepare for the process with the help of a Florida bankruptcy lawyer. Don’t Do These Things if You’re Considering Bankruptcy, Says a Florida Bankruptcy Lawyer Before you do anything, you need to know the detrimental financial moves that can make filing for bankruptcy even harder. To help you navigate this process, here some things you should definitely… Read More

Are You Behind on Your Mortgage? Here’s How to Handle It
May 8, 2017

When someone signs a mortgage, they are optimistic that they can make it. At the end of all the payments, they will have their own space, free and clear of debt. However, things don’t always go according to plan. For people who are behind on their mortgage – especially with threats of foreclosure, it can be a terrifying experience. To help you navigate your way through the process, here’s what you should do when you’re behind on your mortgage payment, according to a Florida foreclosure attorney. Florida Foreclosure Attorney Reveals the Steps to Take if You’re Behind on Your Mortgage Negotiate… Read More

Tips for Protecting Your Credit Card Information
May 5, 2017

In today’s day and age, identity is determined electronically. Your finances are directly associated with your bank account and credit card information. This makes it more important than ever to protect your identity and your credit card information. Here are some tips from debt collection defense attorneys on how to make sure your credit card information stays secure. Debt Collection Defense Attorneys Recommend These Tips for Secure Credit Card Information Keep Your Credit Card to Yourself It’s important to keep your credit card in a safe place. Chances are, it’s usually in your wallet, which is usually on your person. There are… Read More

20 Simple Ways to Save Money Every Day
May 1, 2017

Keeping a close eye on your finances is a must if you are on your way to Financial Health. If you are constantly wondering how to save some dollars so you don’t have to file for bankruptcy, this list is for you. You don’t have to be a financial genius to save money. Here are 20 ways you can do it every day. You Won’t Have to File for Bankruptcy Later if You Save Your Money Now Turn off the lights every time you leave the room. Use an app that rounds your expenses to the nearest dollar and deposits them in a… Read More

Will an Employer Hire Me if I File for Bankruptcy?
April 28, 2017

Declaring bankruptcy in Florida is hard enough for most people. Many people are concerned that it can affect their future career. There are two possible employment-related issues that can fall under this. The first involves being in a job and wondering whether you’ll be fired because you filed for bankruptcy and the other is if you will be hired despite this. Will Declaring Bankruptcy in Florida Keep Me From Getting a Job? Under the bankruptcy code, you cannot be terminated by any private firm because you declared bankruptcy. However, the hiring process is an entirely different ballgame. Nowhere in the law… Read More

Can I Still Bring a TCPA Claim if Harassing Calls to my Cell Phone Didn’t Cost me Anything Out of Pocket?
April 24, 2017

Cell phone harassment is a hot topic in consumer protection law and the Telephone Consumer Protection Act, or TCPA for short, is one of the hottest topics. More and more litigation has started to surround the TCPA; the Supreme Court of the United States has even gotten involved! But let’s take a step back and consider: where does the TCPA come from? What is the TCPA? And what did the Supreme Court say about it? Where did the TCPA come from? The TCPA is a law that is interpreted by the FCC. The FCC (Federal Communications Commission) is overseen by… Read More

Do Debt Buyers Follow the Same Rules as Debt Collectors Under the FDCPA?
April 17, 2017

For a lot of people, debt is a sore topic. They either don’t want to talk about it because they’re scared of how technical it can be, or they ignore it because they don’t think it’s important. You may not even realize that you aren’t dealing with the original debt in some cases. For example, did you know that debt can be bought? If you didn’t, then you will be surprised when, after taking a loan from a small financing company, suddenly a big agency is threatening to sue because you defaulted on your payments. Debt Collection Harassment Attorney Covers… Read More

Red Flags for Debt Negotiation Resources
April 14, 2017

The process of debt negotiation is a complicated process to navigate for anyone. That’s why a lot of people prefer to hire a settlement company to mediate between them and their creditors. If you’re unfamiliar with this debt negotiation process, as many are, this is when you are able to settle with you creditor at a lower amount that what’s due. However, instead of paying the creditor, your payments will go to the arbitrating company. Ask a bankruptcy lawyer in Pinellas for advice before you seek one of these options. Bankruptcy Lawyer in Pinellas Warns Against Debt Negotiation Resources Since debt… Read More