The Credit CARD Act
April 10, 2017

Most of the country uses credit cards for even the most basic purchases. It’s important to understand the laws that govern them, so you know when you’re being taken advantage of. The law that helps attorneys in Pinellas protect consumers from dishonest credit practices is the Credit Card Accountability Responsibility and Disclosure (“CARD”) Act of 2009. Attorneys in Pinellas Know How the Credit CARD Act Can Protect You Despite how they affect everyone, laws like this are not always easy to comprehend. They’re filled with jargon that might appeal to representatives, but not so much to the people they’re representing. Here is… Read More

Financial Apps to Help You Save
April 3, 2017

Saving money is fun when you start to see it accumulate. With today’s technology, organizing your finances can be as easy as downloading the latest app. Who needs an accountant with these great financial apps, recommended by a debt litigation attorney, to help you save money? Debt Litigation Attorney Recommends These Financial Apps Acorns This app turns your spare change into an investment! If you’re just getting started in building a portfolio, this app is a great way to get your feet wet. It recommends and designs an Investment Portfolio for you and uses your spare change to make the investment.… Read More

Determining What Debts to Pay Off First
March 31, 2017

When you are in debt, it can seem overwhelming at times. There’s only so much money to go around, and figuring out where to put your funds first can be confusing. If you are wondering which debts to pay off first, this list, created by a bankruptcy attorney in Tampa, is for you. Debts to Pay First According to a Bankruptcy Attorney in Florida Good Debt Versus Bad Debt There is a difference between the type of debt you have accumulated. Good debt is described as anything that can improve your financial situation. For example, a house or student loan is… Read More

The Latest in Phone Scams for 2017
March 27, 2017

Phone scams run rampant in today’s society, and the financially related phone scams are no exception. Because of our work with debt collection harassment laws in Florida, we try to stay apprised of phone scams currently happening so that we are able to warn people about them. Here are the latest in phone scams right now. Debt Collection Harassment Laws in Florida can Protect You From These Scams Can You Hear Me The goal behind this phone scam is simple. The scammer pretends not to be able to you hear you so that you give them a positive answer. The question… Read More

Commonly Missed Items That Should Be In Your Household Budget
March 24, 2017

When determining your household budget, you need to make sure that you are accounting for every item that you will be spending money on. This will help you avoid needing a debt collection defense lawyer in Florida. Debt Collection Defense Lawyer in Florida Reveals Easy-To-Overlook Items for Your Household Budget When you overlook items on your household budget, it can create late payments, which lead to late fees and can really wreak havoc on your grand total for each month. The more detailed your household budget can be, the better off your finances will look. You can now start to begin saving… Read More

Understanding Bankruptcy Exemptions
March 20, 2017

When people envision bankruptcy, they often think of all of their belongings being hauled off by their creditors. This is not necessarily the case, and that is due to bankruptcy exemptions. Bankruptcy exemptions help you to protect certain property from bankruptcy proceedings. Bankruptcy law in Florida can protect you in certain circumstances, which we will discuss below. Exemptions are an Important Part of Bankruptcy Law in Florida Exemptions can be defined as a specific piece of property, or as a dollar amount representing that property. Exemptions can be applied differently, depending on which type of bankruptcy you are filing. With Chapter… Read More

Understanding the Debt Collection Process
March 17, 2017

In order to properly prepare yourself for when the debt collectors start calling, you need to understand the debt collection process. Knowing what your rights are and understanding how the process works will help you navigate the process and utilize the knowledge to your advantage. If you’re preparing for debt litigation in Tampa, knowing this process will help you understand the steps involved. What Leads to Debt Litigation in Tampa? Here is the Debt Collection Process The Initial Debt When you owe a balance, you will usually have thirty days to pay that balance to the company it is owed to.… Read More

What You Should Know If You Are Married And Filing For Bankruptcy?
March 13, 2017

If you need to file for bankruptcy in Tampa, and you are married, there are a few additional factors you need to consider. How you file will depend on your decision after considering these factors. Know These Facts Before You File for Bankruptcy in Tampa Filing Solo You may choose to file for bankruptcy separately from your spouse. You are not required to file for bankruptcy together. Individual bankruptcy is usually chosen when the couple is separated or when only one spouse has debt. Sometimes, each spouse will file for bankruptcy in Tampa separately to take advantage of exemptions or protect… Read More

How to Save Money on Home Expenses
March 10, 2017

Better financial management begins in the home, where you at spend money each day without realizing what you are spending. Many times, our home and expenses are a expectation that goes unnoticed and starts being paid blindly.  However, there are many simple ways that you can save money at home. Here are a few basic tips from a bankruptcy attorney in Clearwater, Florida. Financial Tips from a Bankruptcy Attorney in Clearwater, Florida Evaluate Your Eating Habits Tips for saving money on food tend to be Universal in nature if you are to seek advice online. However, not everyone’s eating habits are the same.… Read More

Real Life Horror Stories of Debt Collection Harassment
March 6, 2017

Debt collection harassment is a real occurrence, that affects everyday people all the time. In some cases, when the party knows their rights, it can be dealt with cleanly and swiftly with little to no repercussions. Sometimes, it has a more long-term effect as collectors get more and more aggressive and truly begin to cross the line. Here are some real life horror stories of collection company harassment. Collection Company Harassment Stories That Will Leave You Horrified Jessica Burke One of the most well-known and commonly cited debt collection harassment lawsuits is that of Jessica Burke. This case was so outlandish and… Read More