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How Filling for Bankruptcy Affects your Home?
August 29, 2016

The law office of Michael A Ziegler handles tcpa debt collection, bankruptcy cases, and debt collection harassment. We always advise people to do the best they can to get out of the debt that they are in, and we try to come up with a solution to make this happen that works for you. One of the more extreme solutions is filing for bankruptcy. Most people’s prime concern when filing for bankruptcy is buying a home, or how the bankruptcy will affect your current home. How Filling for Bankruptcy Affects your Home? Bankruptcy affects your home in multiple ways. One of… Read More

Lies your Debt Collector will Tell You
August 22, 2016

Debt collection agencies have one goal in mind- to collect the debt that is owed by any means possible. This is how they make money, and their staff is trained to settle the debt as quickly as possible. There are laws and regulations that agencies are told to follow by the legal system. Ideally, they share these regulations with their employees while training, but they are also training them to collect the debt. Many debt collection agents will lie, bargain, and even violate the law in order to collect your debt. How Do I Qualify for Bankruptcy? These lies can… Read More

Buying a Home with Poor Credit
August 15, 2016

When your credit score has suffered from debt, there are many things that can be impacted. As your local lawyer near me the Law Office of Michael A. Ziegler continuously works with people that have found themselves in debt. One of their major concerns is how their credit will affect buying a house. Your credit score is impacted by your payment history, debt to credit ratio, amount of credit history, and new credit. Mortgage companies take all of these factors into consideration. Poor credit can have an impact, but there are steps you can take to try and beat the barriers created… Read More

Ziegler Law Firm Shares Debts not Covered by Bankruptcy
August 8, 2016

Declaring bankruptcy is a tough decision, and it’s important to be fully informed before you make that choice. Ziegler Law Firm handles bankruptcy cases frequently. We know that debts will be resolved to some extent by declaring bankruptcy, but bankruptcy doesn’t handle everything. Bankruptcy is a decision people make when they are overwhelmed by debt. There are some debts that are not covered by bankruptcy. Ziegler Law Firm Shares on Bankruptcy Debt Child support and alimony are never discharged in bankruptcy. Child support is considered a priority debt, and goes to the top of the list of debts to be paid. Being… Read More

How to Handle Phone Calls from the IRS
July 25, 2016

At the Law Office of Michael A. Ziegler, we work hard to protect people from phone call harassment. As local foreclosure lawyers, bankruptcy lawyers, and debt litigation lawyer, we are constantly informing people of their rights when it comes to phone calls from debt collectors. However, what about phone calls of a different nature? There are many scams that can take place over the phone. Staying informed helps you protect yourself. One of the latest scams over phone call is coming from people claiming to be the IRS. How to Handle Phone Calls from the IRS The most important thing to… Read More

We Asked a Foreclosure Lawyer in Clearwater FL What to do With Your Sold Debt
July 18, 2016

Ziegler Law Office has the knowledge, experience, and authority to represent you as your debt collection or foreclosure lawyer in Clearwater FL. Often, when you have owed money for an extended period of time, the original lender or collector will hand your debt to a debt collection company. That debt collection company can then sell your debt to other companies. Your debt can actually change hands multiple times. This leaves a confusing trail and uncertain pattern to follow if you are trying to find out specific information about the debt. Our Foreclosure Lawyer in Clearwater FL Says “Do This!” First, confirm that… Read More

Tips for Improving Your Credit by a Clearwater Debt Collection Defense Attorney
July 13, 2016

There are steps you can take to improve your credit report. As your Clearwater debt collection defense attorney, we at the Law Office of Michael A. Ziegler want to give you the information to get back on track and start rebuilding your credit. When your credit report is bad, you can suffer lifelong consequences. Most people have experienced debt or financial difficulty in their lifetime, and don’t know how to start over. The first step is to stay informed. Knowledge gives you power, and knowing where you stand and what you owe will give you the ability to fix it. Good Credit… Read More

Advice From a Bankruptcy Attorney Clearwater FL – Starting Over
July 12, 2016

If you’ve worked with your bankruptcy attorney in Clearwater FL, you probably know the risks and rewards associated with declaring bankruptcy. Declaring bankruptcy is a major life decision. It can be appealing to those who have a serious amount of debt that has become unmanageable. However, once you’ve declared bankruptcy and taken the proper action, you may be wondering what comes next. Here are a few things you need to know about starting over after bankruptcy. Our Bankruptcy Attorney Clearwater FL Gives Sound Advice Rebuilding means that you will probably want to cut down on extra spending in a major way. This is… Read More

Clearwater Bankruptcy Attorney on Debt Collection Harassment
June 20, 2016

As your Clearwater bankruptcy attorney, we have helped people handle their debt, and cease collection harassment. Debt collection harassment is a reality, and it can affect your daily life. At the law office of Michael A. Ziegler, we are experienced in handling debt collection harassment. We know what the debt collector is and is not permitted to do by law, and our goal is to help you protect your rights. Our Clearwater Bankruptcy Attorney Can Help The Fair Debt Collection Practices Act protects consumers from debt collector harassment. Certain actions by third party debt collectors are strictly prohibited, such as the following: Failing to… Read More

Bankruptcy Lawyer St. Petersburg is Calling Out Debt Harassment
June 20, 2016

As your bankruptcy lawyer St. Petersburg, the Law Office of Michael A. Ziegler can help you protect your rights. In today’s society, we carry our cell phones everywhere. Many of us use it as our main phone, and it is rarely left behind. Because of its constant accessibility, intrusions on our cell phone from unwanted phone calls can be exceptionally frustrating and even feel like harassment. Nobody wants constant calls from their debt collector on their cell phone, but is there anything you can do to stop it? This Bankruptcy Lawyer St. Petersburg Knows the Facts According to the TCPA, maybe. The… Read More