Category: Bankruptcy

Affordable Ideas for Day Trips in Florida
May 19, 2017

Summer is right around the corner, so you must be looking for a great way to enjoy the beautiful weather without breaking the bank. Well, there are a lot of activities around Florida that can be fun and exciting and won’t cost you an exorbitant amount of money. Whether you’re planning to hang out with friends, invite your family for an adventure, or spend some time on your own, there are a lot of fun things you can do when you visit Florida. Here are some money saving tips from Florida bankruptcy attorneys for mini-vacations in Florida. Take the Advice of Florida Bankruptcy… Read More

Things You Shouldn’t Do If You’re Considering Bankruptcy
May 12, 2017

Filing for bankruptcy is hard enough as it is. Sometimes it can’t be helped if you find yourself in a difficult financial situation. If you’ve already considered all other options, and declaring bankruptcy is the only way out of your debts, then you should prepare for the process with the help of a Florida bankruptcy lawyer. Don’t Do These Things if You’re Considering Bankruptcy, Says a Florida Bankruptcy Lawyer Before you do anything, you need to know the detrimental financial moves that can make filing for bankruptcy even harder. To help you navigate this process, here some things you should definitely… Read More

20 Simple Ways to Save Money Every Day
May 1, 2017

Keeping a close eye on your finances is a must if you are on your way to Financial Health. If you are constantly wondering how to save some dollars so you don’t have to file for bankruptcy, this list is for you. You don’t have to be a financial genius to save money. Here are 20 ways you can do it every day. You Won’t Have to File for Bankruptcy Later if You Save Your Money Now Turn off the lights every time you leave the room. Use an app that rounds your expenses to the nearest dollar and deposits them in a… Read More

Will an Employer Hire Me if I File for Bankruptcy?
April 28, 2017

Declaring bankruptcy in Florida is hard enough for most people. Many people are concerned that it can affect their future career. There are two possible employment-related issues that can fall under this. The first involves being in a job and wondering whether you’ll be fired because you filed for bankruptcy and the other is if you will be hired despite this. Will Declaring Bankruptcy in Florida Keep Me From Getting a Job? Under the bankruptcy code, you cannot be terminated by any private firm because you declared bankruptcy. However, the hiring process is an entirely different ballgame. Nowhere in the law… Read More

Red Flags for Debt Negotiation Resources
April 14, 2017

The process of debt negotiation is a complicated process to navigate for anyone. That’s why a lot of people prefer to hire a settlement company to mediate between them and their creditors. If you’re unfamiliar with this debt negotiation process, as many are, this is when you are able to settle with you creditor at a lower amount that what’s due. However, instead of paying the creditor, your payments will go to the arbitrating company. Ask a bankruptcy lawyer in Pinellas for advice before you seek one of these options. Bankruptcy Lawyer in Pinellas Warns Against Debt Negotiation Resources Since debt… Read More

Determining What Debts to Pay Off First
March 31, 2017

When you are in debt, it can seem overwhelming at times. There’s only so much money to go around, and figuring out where to put your funds first can be confusing. If you are wondering which debts to pay off first, this list, created by a bankruptcy attorney in Tampa, is for you. Debts to Pay First According to a Bankruptcy Attorney in Florida Good Debt Versus Bad Debt There is a difference between the type of debt you have accumulated. Good debt is described as anything that can improve your financial situation. For example, a house or student loan is… Read More

Understanding Bankruptcy Exemptions
March 20, 2017

When people envision bankruptcy, they often think of all of their belongings being hauled off by their creditors. This is not necessarily the case, and that is due to bankruptcy exemptions. Bankruptcy exemptions help you to protect certain property from bankruptcy proceedings. Bankruptcy law in Florida can protect you in certain circumstances, which we will discuss below. Exemptions are an Important Part of Bankruptcy Law in Florida Exemptions can be defined as a specific piece of property, or as a dollar amount representing that property. Exemptions can be applied differently, depending on which type of bankruptcy you are filing. With Chapter… Read More

What You Should Know If You Are Married And Filing For Bankruptcy?
March 13, 2017

If you need to file for bankruptcy in Tampa, and you are married, there are a few additional factors you need to consider. How you file will depend on your decision after considering these factors. Know These Facts Before You File for Bankruptcy in Tampa Filing Solo You may choose to file for bankruptcy separately from your spouse. You are not required to file for bankruptcy together. Individual bankruptcy is usually chosen when the couple is separated or when only one spouse has debt. Sometimes, each spouse will file for bankruptcy in Tampa separately to take advantage of exemptions or protect… Read More

How to Save Money on Home Expenses
March 10, 2017

Better financial management begins in the home, where you at spend money each day without realizing what you are spending. Many times, our home and expenses are a expectation that goes unnoticed and starts being paid blindly.  However, there are many simple ways that you can save money at home. Here are a few basic tips from a bankruptcy attorney in Clearwater, Florida. Financial Tips from a Bankruptcy Attorney in Clearwater, Florida Evaluate Your Eating Habits Tips for saving money on food tend to be Universal in nature if you are to seek advice online. However, not everyone’s eating habits are the same.… Read More

The Basic Difference Between Chapter 7 and Chapter 13
February 27, 2017

The word bankruptcy is reacted to differently by everyone. To some, it is a beacon of hope that means you will never have to pay your bills again. To others, it means that you’ve skirted out of your debts, and has a very negative connotation. If you want to know what bankruptcy really is, ask a Tampa bankruptcy attorney. The Truth About Chapter 7 and 13 From a Tampa Bankruptcy Attorney In truth, neither of these presumptions are true. Bankruptcy is an option designed for those who have exceeded their ability to maintain a livable income due to their decision to… Read More