Category: Collection Harassment

How Do I Get Debt Collectors to Stop Calling My Job?
May 15, 2017

Everyone incurs a debt at some point in their lives, and as much as they want to take responsibility for it, there are moments when debt collectors make it inconvenient for them. One of the most challenging and embarrassing obstacles is when debt collectors start calling their place of employment. Not only are they now invading your personal space, they could also affect your professional standing and reputation. Stop Debt Collection Harassment at Work Incurring a debt does not strip you of your rights, nor does it allow debt collectors to strip you of basic respect – especially when it comes… Read More

Tips for Protecting Your Credit Card Information
May 5, 2017

In today’s day and age, identity is determined electronically. Your finances are directly associated with your bank account and credit card information. This makes it more important than ever to protect your identity and your credit card information. Here are some tips from debt collection defense attorneys on how to make sure your credit card information stays secure. Debt Collection Defense Attorneys Recommend These Tips for Secure Credit Card Information Keep Your Credit Card to Yourself It’s important to keep your credit card in a safe place. Chances are, it’s usually in your wallet, which is usually on your person. There are… Read More

Can I Still Bring a TCPA Claim if Harassing Calls to my Cell Phone Didn’t Cost me Anything Out of Pocket?
April 24, 2017

Cell phone harassment is a hot topic in consumer protection law and the Telephone Consumer Protection Act, or TCPA for short, is one of the hottest topics. More and more litigation has started to surround the TCPA; the Supreme Court of the United States has even gotten involved! But let’s take a step back and consider: where does the TCPA come from? What is the TCPA? And what did the Supreme Court say about it? Where did the TCPA come from? The TCPA is a law that is interpreted by the FCC. The FCC (Federal Communications Commission) is overseen by… Read More

Do Debt Buyers Follow the Same Rules as Debt Collectors Under the FDCPA?
April 17, 2017

For a lot of people, debt is a sore topic. They either don’t want to talk about it because they’re scared of how technical it can be, or they ignore it because they don’t think it’s important. You may not even realize that you aren’t dealing with the original debt in some cases. For example, did you know that debt can be bought? If you didn’t, then you will be surprised when, after taking a loan from a small financing company, suddenly a big agency is threatening to sue because you defaulted on your payments. Debt Collection Harassment Attorney Covers… Read More

The Credit CARD Act
April 10, 2017

Most of the country uses credit cards for even the most basic purchases. It’s important to understand the laws that govern them, so you know when you’re being taken advantage of. The law that helps attorneys in Pinellas protect consumers from dishonest credit practices is the Credit Card Accountability Responsibility and Disclosure (“CARD”) Act of 2009. Attorneys in Pinellas Know How the Credit CARD Act Can Protect You Despite how they affect everyone, laws like this are not always easy to comprehend. They’re filled with jargon that might appeal to representatives, but not so much to the people they’re representing. Here is… Read More

The Latest in Phone Scams for 2017
March 27, 2017

Phone scams run rampant in today’s society, and the financially related phone scams are no exception. Because of our work with debt collection harassment laws in Florida, we try to stay apprised of phone scams currently happening so that we are able to warn people about them. Here are the latest in phone scams right now. Debt Collection Harassment Laws in Florida can Protect You From These Scams Can You Hear Me The goal behind this phone scam is simple. The scammer pretends not to be able to you hear you so that you give them a positive answer. The question… Read More

Commonly Missed Items That Should Be In Your Household Budget
March 24, 2017

When determining your household budget, you need to make sure that you are accounting for every item that you will be spending money on. This will help you avoid needing a debt collection defense lawyer in Florida. Debt Collection Defense Lawyer in Florida Reveals Easy-To-Overlook Items for Your Household Budget When you overlook items on your household budget, it can create late payments, which lead to late fees and can really wreak havoc on your grand total for each month. The more detailed your household budget can be, the better off your finances will look. You can now start to begin saving… Read More

Understanding the Debt Collection Process
March 17, 2017

In order to properly prepare yourself for when the debt collectors start calling, you need to understand the debt collection process. Knowing what your rights are and understanding how the process works will help you navigate the process and utilize the knowledge to your advantage. If you’re preparing for debt litigation in Tampa, knowing this process will help you understand the steps involved. What Leads to Debt Litigation in Tampa? Here is the Debt Collection Process The Initial Debt When you owe a balance, you will usually have thirty days to pay that balance to the company it is owed to.… Read More

Real Life Horror Stories of Debt Collection Harassment
March 6, 2017

Debt collection harassment is a real occurrence, that affects everyday people all the time. In some cases, when the party knows their rights, it can be dealt with cleanly and swiftly with little to no repercussions. Sometimes, it has a more long-term effect as collectors get more and more aggressive and truly begin to cross the line. Here are some real life horror stories of collection company harassment. Collection Company Harassment Stories That Will Leave You Horrified Jessica Burke One of the most well-known and commonly cited debt collection harassment lawsuits is that of Jessica Burke. This case was so outlandish and… Read More

Can I Be Put on a “Wall of Shame” or “Blacklist” for Not Paying My Bill?
February 17, 2017

We’ve all seen the Walls of Shame that decorate small business bulletin boards with bounced checks and customer names who never paid their tab. You may have even laughed, but it’s not so funny when you have to contact a debt collection attorney in Clearwater because it happens to you. I’m sure you’ve been wandering in the back of your mind if it’s really legal to do this. When it comes to the law, can I be put on a blacklist or Wall of Shame for not paying my bill? Ask a Debt Collection Defense Attorney in Clearwater About Debt Blacklisting Depending… Read More