Finding a well-qualified Chapter 13 Bankruptcy Attorney Clearwater FL, is easy. Simply call, e-mail, or visit the Law Office of Michael A. Ziegler, P.L.
Attorney Mike Ziegler is a consumer rights advocate who is highly skilled at using legal strategies to help people overcome a wide variety of debt-related problems. One strategy – filing for bankruptcy – can be beneficial for individuals who:
Are severely behind on multiple debts
Have had a sudden loss of income and cannot repay their loans
Are “underwater” on their homes
Are having their wages garnished
Are at risk of losing their homes to foreclosure
If any of these apply to you, declaring bankruptcy can be an effective means by which you can restructure your debts or even have them eliminated. The “chapter” you file under depends on a number of factors, including your household income and the types and value of property that you wish to hold onto.
If you are behind on a mortgage want to keep your home, for example, then you will likely have to file under Chapter 13 of the U.S. Bankruptcy Code. Chapter 13 is designed to give people with sufficient income the ability to repay all or some of their debts in installments over a three-to-five year period.
If you’re a homeowner, the biggest advantage to filing for bankruptcy under Chapter 13 is that it may allow you to continue to own your home both, even if you start out behind on your mortgage, even after the bankruptcy process is complete.
No matter the cause of your financial problems, be it a job loss, the failure of a business venture, a divorce, or a serious injury or illness, Chapter 13 offers you the ability to repay your debts in manageable installments under the supervision of a local bankruptcy court.
And yet, filing for bankruptcy without the proper guidance can leave you worse off than you were before! To file successfully, you must adhere to many technical requirements and submit a substantial amount of paperwork.
Mike Ziegler is a Chapter 13 bankruptcy attorney in Clearwater, FL, who can help you file with confidence.
To find out whether filing for bankruptcy under Chapter 13 is a viable solution to your financial problems, please contact the Law Office of Michael A. Ziegler, P.L. today. He is a highly experienced Chapter 13 bankruptcy attorney who devotes his practice to serving the legal needs of local consumers. His goal is to help his clients achieve financial stability.