Clearwater TCPA Law, FDCPA, and FCCPA Help


Is a debt collector harassing you in? If so, turn to Clearwater TCPA Law, FDCPA, and FCCPA local debt collection defense attorney Mike Ziegler. Mike is thoroughly knowledgeable about both state and federal creditor harassments laws, and is prepared to help you pursue monetary damages for any legal infractions that have occurred. Even if you do, in fact, owe money on a debt, various laws exist to protect you from being harassed by overaggressive debt collectors.

There are three primary laws that offer Floridians like you protection against harassing debt collection behavior:

  1. The Fair Debt Collections Practices Act (FDCPA),
  2. The Florida Consumer Collection Practices Act (FCCPA),
  3. The Telephone Consumer Protection Act (TCPA)

What sort of debt collection practices are considered “harassment” and thus illegal? St. Petersburg debt collection defense attorney Mike Ziegler has come across a wide variety of debt collection tactics that run afoul of one or more of the above three consumer protection statutes. In the course of attempting to collect on a debt, a debt collector is legally prohibited from:

  • Pretending to be a law enforcement officer or work for a government agency
  • Calling the debtor at his or her place of employment, including speaking with a co-worker or employer
  • Contacting third parties (e.g., co-workers, friends, neighbors, family members) without the permission of the debtor
  • Using obscene, profane, abusive, or vulgar language
  • Publishing (or threatening to publish) the debtor’s name in a “deadbeat list”
  • Calling the debtor between 9:00PM and 8:00AM
  • Calling the debtor so frequently as to be considered harassment

Contact foreclosure attorney st petersburg Mike Ziegler today if you have grounds to believe that you are the victim of debt collection harassment in St. Petersburg, FL. You may be entitled to receive monetary damages, including statutory damages, damages for emotional distress and stress-related injuries, and attorneys’ fees.

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Clearwater: (727) 248-0074 | Tampa: (813) 225-3111