Tips for Protecting Your Credit Card Information


May 5, 2017

In today’s day and age, identity is determined electronically. Your finances are directly associated with your bank account and credit card information. This makes it more important than ever to protect your identity and your credit card information. Here are some tips from debt collection defense attorneys on how to make sure your credit card information stays secure.

Debt Collection Defense Attorneys Recommend These Tips for Secure Credit Card Information

Keep Your Credit Card to Yourself

It’s important to keep your credit card in a safe place. Chances are, it’s usually in your wallet, which is usually on your person. There are circumstances, however, when you may not want to bring your credit card with you. Make sure if you are traveling you use the hotel safe to secure your credit card, and if you are leaving your home and not bring your credit card with you, you put it somewhere secure. You should never leave your credit card in your car where someone could take it, even if you are just going in to pay for gas. In addition, starting a tab at the bar where a credit card is required to be held is inadvisable. It is much better to take out cash then too and trust your credit card with a busy staff member in a crowded setting.

Be Observant

Too often, we are in a rush and don’t notice their surroundings. This is exceptionally dangerous when it comes to your credit card. Make sure that you check your card when it is returned to you after a purchase to make sure that it is the correct one and you have not received someone else’s card in error.

Know Your Information

You want to make a list of your credit card numbers and information and keep it in a very secure area. This will come in handy if your card is stolen. You may need to verify this information, and the longer it takes for you to check on your credit card after unusual activity, the more likely it is that you will be affected.

Keep Track of Your Expenses

Always check your monthly statements to ensure that the charges on your card are yours. Fraudulent activity can be easy to slip by, especially if this is your main card and is used frequently. Take the extra time to look over charges and ensure that they are correct and you were the one who made the purchases.

Source: Credit.org

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About the Author

Michael works in practice areas of Personal bankruptcy – Chapter 7 and Chapter 13, FDCPA, FCCPA, TCPA, Improper credit reporting under the Fair Credit Reporting Act (FCRA), Collection Litigation Defense, and Foreclosure Defense.